When it comes to saving money, many working people struggle to do this. Research even showed that 21% of people don’t save any of their annual income for emergency use or retirement. This can be a big issue in the future, especially for those who won’t have any more income. To help people while they are productive, people must have another apps like Albert that can help them save money.
Albert is an app that will help people save money by developing a personalized financial plan. The app will not only notify your income and expenses but also help you save money automatically. It helps monitor your budget and notify the users if they are going over the limit or not. The app itself is also supported by live human and financial advisors that will make the plan more accurate.
List of 15 Best Cash Advance Apps Like Albert For Android and iOS
Even though Albert is a great app to use, luckily there are many options of apps that work like Albert. So, if you don’t suit this app, you can try best apps like Albert that works even better! If you’re looking for an app that works alike or an alternative to Albert, here are some options you can try:
1. Cash App
The first app like Albert that people must download and try is Cash App. This app has complete features that will make your life easier. First, it provides features that will let you send and receive money any time of the day and anywhere you are. The best thing is it is simple, fast, and free! The app also lets users design a debit card that matches their style, so they don’t go over the limit.
As for those who want to learn how to invest, Cash App also provides a feature that will help users invest their money. Whether you are a professional or just getting started you can use this feature to help you invest in stocks or bitcoins. The best thing is users can start investing their money starting from $1 only! To ensure you invest in the best tool, the app will help recommend in which place they should invest.
The next app on the list that you can download on Android is Branch. This is one of the best cash advances on the list because it doesn’t only provide financial plans for its users but also offers cash advances for its users. They provide up to $150 per day or up to $500 from your paycheck. The process itself to get this cash is also simple and easy because it doesn’t need any checking debit or credit card.
However, to enjoy all the features in this app, users must be an employee of a company that has a working space. If you happen to work in a company that doesn’t have an office, then it will be hard for you to get a loan or use this app. The app is also not available in all countries, so make sure it is available in your country before downloading it. These days, the app is available in India, Nigeria, and Kenya.
An app like Albert that works the same but even better is Chime. Overall, the app works like normal online banking apps where people can do send and receive money and access ATMs for free. However, other than that, the app also provides mobile payments such as Google to Apple Pay that will make your life easier. Therefore, by downloading this app, you don’t need to carry your wallet around.
If you have hard time-saving money, then this app will surely be helpful too. You can choose the amount of money you want to save each month by setting an automatic cut-off for a certain period. If you want to change the amount, you just need to change the amount. The money will then be saved in the app; however, you will not be able to withdraw the money.
One of the features that make the app even better than Albert is that users can quickly deposit their checks anywhere. With this feature, users won’t need to wait in line or wait too long to get their money. Don’t worry about safety because the app guarantees that it is all safe.
If you want to save and manage money, then try to download Mint. This is also an app like Albert that will help users save their incomes and control their expenses. Many people say that Mint is like a personal financial management service because it can help users reach their financial goals. To help you out, all your accounts, starting from your credit card, loans, and investment will be connected to this app.
To get this app working, people must enter their personal information first. Try to complete the account as detailed as possible starting from your credit card information to loans. If you don’t want to miss any bills then set up a reminder too. Then, set up your budget and goal, so the app can recommend a financial plan that you can follow each month.
The next app like Albert that will help you manage your money is Earnin. Many people think this app is like a loan app because it can lend people money before their actual payday. However, the purpose of this app is to enable financial assistance, especially if you urgently need the money. On the other side, the app will also remind you if you are going overdraft when you are planning to take a loan.
So, Earnin does offer money loans from $100 to $500 depending on your account’s trustworthiness. If you have a clean record, the app can lend the maximum amount. However, if you are going over the limit or your bank balance falls under a certain amount, the app will inform you and suggest you not to take the loan. Therefore, you don’t go bankrupt because of lending money.
Also Read: Best Apps Like Possible Finance
One of the apps that works just like Albert that is suitable for young generations is Acorns. Overall, Acorns works like most apps that can monitor users’ incomes and expenses. However, other than that, the app is also has tech-savvy that will make users saving and investment experience more advanced. Acorns even have IRA options that will help people invest for their old days.
Acorn is an app like Albert, therefore before people can set their goals, they will have to create an account and insert their personal information. This also includes portfolio in other investments made in other apps. After completing all the personal information, the Robo-advisor model, which is an automated saving tool will help manage your plan and your savings.
Affirm is an app like Albert but works slightly differently from other apps. The app does not allow people to loan money traditionally, but it does allow people to buy things they need now and pay later. However, even if they let you pay later, the app will make sure that you don’t spend too much or over your budget so you can keep on track.
One of the ways to make sure that you can get what you need but don’t go over budget is by providing information about your expense. The app also offers thousands of shops that you can choose from which provides a wide range of prices. To use this app, all you need to do is make an account in the app. Once your account is ready, then you can start shopping in the shops available.
MoneyLion is one of the ideal mobile banking that will help manage your money. This app provides general features such as sending and transferring money to other accounts, loaning money to invest, and saving up money. You can even receive early payouts with this app! There is also no interest or monthly cost if you decide to take a $250 cash advance.
Borrowing money from MoneyLion is also very easy and there is no interest. They also provide large loans up to $1000 if you have a clean profile. On the other hand, if you want to make some savings, then you can invest and set automatic debit to cut off your money. Therefore, every month or period that you set; you can get some savings. However, to enjoy all the features in this app, users must pay $19.99 per month.
If you’re looking for best apps like Albert that can also lend money to the users is Brigit. The app provides two kinds of memberships for their users, free and paid membership. If you want to enjoy all the features, then you must pay $9.99 per month. With this membership, you can enjoy instant deposits, credit protections to paying plan to help you with your financial plan.
Another great thing about Brigit is it does not only help you lend money but also gives you a good credit score if you can pay your loan in time. You can track and monitor your credit score from the app. When your balance is low, the app can help you by sending auto advances to your account. However, it will also inform you if you have too many loans, the app will also remind you.
An app that you can download and is known for its complex and useful features is Varo. Compared to other apps on the list, Varo is one of the high rating apps because it is used by more than 1 million users from around the world. Some of the services that Varo provides are mobile banking online, saving, and checking accounts.
One of the great things about using Varo is that it doesn’t cost any monthly fees if your overdraft is up to $50. There are also no transfer fees or withdrawal fees because the app works with more than 55,000 ATMs across the states! So, whatever type of bank you use, is normally free of charge.
If you want an app like Albert that can also lend you money but in a bigger amount, then Varo can surely help you. Varo provides a personal loan from $3,000 to $25,000 that you can pay from 3-5 years. The APR is also low, because it is only 6.9% and 23.9%, depending on the amount and time of your loan. However, to get the loan, there will be a performance credit check, so not everyone will be eligible for this feature.
The next apps like Albert that will analyze your accounts activities starting from your incomes to your bills is Digit. Digit will analyze each component of your account from recent spending, expected incomes to monthly bills. Then set a goal that you want to achieve, and Digit will then help you achieve it.
One of the features in Digit that will help you save your money is Digit Account. With this feature, Digit will transfer a small amount of cash in the Digit Account based on your spending. So, the more you spend, the more amount of cash that will be sent into your account. Therefore, the more you spend, the app will also save more to help make sure you don’t run out of money.
The app also keeps track of every spending and income that you have. Therefore, you can learn your habits and patterns, which will help you make your financial plan. To help you out, Digit Money Tracker will notify you if you are at the risk of spending more than your ability or budget. So, if you have problems controlling your expense, Digit is one of the best apps to have!
Another apps like Albert that helps control your money is Prism. Overall, Prism can help you control your income and expenses, however, it doesn’t have a complete bank or investment features like other apps. And compared to other apps on the list, Prism is very simple and easy to use.
To get working with this app, you must first download the app on your phone. Then add your monthly income and monthly bills with their due date. Prism will then integrate all the bills and put them in your balance. By putting this information into your account, the app will then give you a picture of how your balance will be at the end of the month.
To ensure that you pay all the bills on time, the app provides reminders before the due date. It also provides options on how you want to pay the bills, whether it is from your debit or credit card, and the time. Prism also works with more than 11,000 billers in the United States; therefore, it can help pull up balances.
By using Empower, users will not only get cash advances but also get a financial plan to help them achieve their saving targets. One of the reasons why Empower is a favorite to many people is because it can give cash advances without any credit checks or interest. Users just need to make an account and the app will do a quick analysis. Empower will then inform the amount of money that the person can lend. However, the minimum amount that people can get with no interest is around $250.
Another great thing about the app is that there are no other kinds of fees, from overdraft, maintenance, or other hidden fees. As for the repaying advance, people can choose the options or pay on the next paycheck. However, to use all the features available on the app, it will charge around $8 per month.
Don’t get stressed if you can’t save money because Qapital is here to help people just like you! This is a personal finance mobile application that allows you to spend, save and invest your money to achieve your goal. One of the ways Qapital will help you is by setting saving scenes based on your bills for short or long financial goals.
If you prefer long-term goals, then it is best to invest your money in the right tool. To help you choose the best investment, Qapital will give you recommendations on the best tools available at the time. Therefore, even if you are a beginner, you can still invest while learning.
Qapital itself also provides information on how your current balance is. So, every time you have an income or make an expense, the app will inform you of your current balance. If you are on track, there will be no reminder. However, if you are spending too much or not meeting your goals, then Qapital will remind you.
15. Personal Capital
The last apps like Albert on the list that provides free and paid products is Personal Capital. If you want to get complete features and help, then get the paid product. By paying, users can get access to financial advisors that will help them get plans for their investment and retirement plans. To make sure that you are making the right steps, Personal Capital also provides risk tolerance to inform how you are doing.
Just like Albert, Personal Capital also lets people track and manage their finance. With this app, people can control all their accounts from stock, bank accounts to their investments. So, just by downloading one app, you can control all the money and savings you have.
There are plenty of apps that will help you save and lend you money. If you’re looking for an app like Albert, then try the ones above! The apps above don’t only lend you money, but it also helps you manage your financial plan so you can achieve them. So, if you’re having a hard time with your finance, then try downloading one of these apps.
I’m is an owner of Venostech.com, blogger, Android and technology enthusiast. Individual who are educated in the IT and like to write according my scope.